The_Duck

But it's also a law in my state, that if they can prove an accident is even 1% your fault, they can deny you EVERYTHING. Other states aren't like that. They'll deduct you "% fault" out of the money that they would give you instead. So North Carolina just really sucks.

It really does, I'm a 'bit' proud India doesn't does that, but then there is this privilege if something is destroyed by a natural calamity, an 'act of god' is implied and no money is given =.=

I'm sorry you're going through this again, there must be a way out and I'm sure you'll manage to find it

I hope so. I'm sure they'd let me make payments that I could afford (barely). But then I'll be scraping by from paycheck to paycheck for a few years. I was going to have my old car paid off in a year, and have that much extra money, but now I'm having to make payments on a NEW car, and now this. Plus the rent for this apartment I just moved into, thinking I could afford because I didn't think all this would happen.